Click on an item in the menu to the left for more information.

- Checking Accounts
- Savings Accounts
- Loans
- Credit/Debit Cards
- CD's
- IRA's

 

NOTICE: By federal law, as of 1/1/2013, funds deposited in a noninterest-bearing transaction account (including an IOLTA/IOLA) will no longer receive unlimited deposit insurance coverage, but will be FDIC-insured to the legal maximum of $250,000 for each ownership category. For more information, visit www.fdic.gov.

 

 

 


- Checking Accounts
- Savings Accounts
- Loans
- Credit/Debit Cards
- CD's
- IRA's



- Checking Accounts
- Savings Accounts
- Loans
- Credit/Debit Cards
- CD's
- IRA's


Checking Accounts

Club Checking Account
You must deposit $100 to open this account. A maintenance charge of $9 will be charged each monthly statement cycle.

Carefree Checking Account
You must deposit $100 to open this account. No monthly maintenance charge is assessed on this account. The account owner must be age 55 or older.

Regular Checking Account
You must deposit $100 to open this account. A maintenance charge of $6 will be imposed every statement cycle if the balance in the account falls below $600 any day of the statement cycle. A fee for total customer debits of $.30 will be imposed for each debit transaction (withdrawal, check paid, automatic transfer or payment out of your account) if the balance in the account falls below $600 any day of the statement cycle.

NOW Personal Checking Account
You must deposit $1000 to open this account. You must maintain a minimum balance of $1000 in the account each day to obtain the disclosed annual percentage yield.

A maintenance charge of $6 will be imposed every statement cycle if the balance in the account falls below $1000 any day of the statement cycle or a maintenance charge of $6 will be imposed every statement cycle if the average daily balance for the statement cycle falls below $2000. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the
period.

A fee for total customer debits of $.30 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of your account) in excess of 25 during a monthly statement cycle.

At our discretion, we may change the interest rate on your account.

NOW Club Checking Account
You must deposit $1000 to open this account. You must maintain a minimum balance of $1000 in the account each day to obtain the disclosed annual percentage yield.

A maintenance charge of $6 will be imposed every statement cycle if the balance in the account falls below $1000 any day of the statement cycle or a maintenance charge of $6 will be imposed every statement cycle if the average daily balance for the statement cycle falls below $2000. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the
period.

At our discretion, we may change the interest rate on your account.

A maintenance charge of $9 will be charged each monthly statement cycle for the Club account benefits.

Commercial Checking Account
You must deposit $200 to open this account. Monthly account analysis charges are based on account activity.

Commercial NOW Account
You must deposit $1000 to open this account. You must maintain a minimum balance of $1000 in the account each day to obtain the disclosed annual percentage yield.

A maintenance charge of $6 will be imposed every statement cycle if the balance in the account falls below $1000 any day of the statement cycle or a maintenance charge of $6 will be imposed every statement cycle if the average daily balance for the statement cycle falls below $2000. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

At our discretion, we may change the interest rate on your account.

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Savings Accounts

Money Market Account
You must deposit $2500 to open this account. A maintenance charge of $6 will be imposed every statement cycle if the balance in the account falls below $1000 any day of the statement cycle.

You may make no more than six preauthorized withdrawals, automatic or telephonic transfers, checks, drafts, and debit card or other similar transactions from your account per month or statement cycle. A fee for total customer debits of $10 will be imposed for each debit transaction (withdrawal, check paid, automatic transfer or payment out of your account) if total withdrawals exceed 6 for the statement cycle.

At our discretion, we may change the interest rate on your account.

Regular Savings Account
You must deposit $100 to open this account. You must maintain a minimum balance of $100 in the account each day to obtain the disclosed annual percentage yield. A maintenance charge of $2 will be imposed every month if the balance in the account falls below $100 any day of the month.

Transfers from a savings account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per month with no transfers by check, draft, debit card, or similar order to third parties. A fee for total customer debits of $5 will be charged for each debit transaction in excess of one per month.

At our discretion, we may change the interest rate on your account.

Christmas Club Account
You must deposit $1 to open this account. A check for the balance plus interest will be issued to the account owner on November 1 each year. At our discretion, we may change the interest rate on your account.

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Loans

The Bank of Camilla is an Equal Opportunity Lender and offers a variety of loans such as:
Home Loans Consumer Loans
House Construction Loan
1st Mortgage Loan
2nd Mortgage Loan
Home Improvement Loan
 

Auto Loan
Personal Loan
Boat/RV Loan
Business Loans Farm Loans
SBA Loan
Commercial Real Estate Loan
Small Business Loan
Farm Real Estate Loan
Farm Equipment Loan
Farm Operations Loan

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Credit / Debit Cards

Credit Cards

Manage your card account online. Simply go to www.mycardstatement.com and enroll in our online service.


Debit Cards

Visa Debit Card

Tied to customer's checking account.

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Certificates of Deposit

Certificate Term

Minimum Deposit

91 Days $2500
182 Days $2500
1 Year $1000
2 Years $1000
2 1/2 Years $1000
3 Years $1000
4 Years $1000


Individual Retirement Accounts

Certificate Term Minimum Deposit
1 Year IRA $100
2 Year IRA $100
2 1/2 Year IRA $100
3 Year IRA $100
4 Year IRA $100


Member FDIC. Equal Housing Lender. 
© 2011 Bank of Camilla. All rights reserved.