Checking Accounts
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Club Checking Account
You must deposit $100 to open this account. A maintenance charge of $9 will be charged each monthly statement cycle.
Carefree Checking Account
You must deposit $100 to open this account. No monthly maintenance charge is assessed on this account. The account owner must be age 55 or older.
Regular Checking Account
You must deposit $100 to open this account. A maintenance charge of $6 will
be imposed every statement cycle if the balance in the account falls below
$600 any day of the statement cycle. A fee for total customer debits of $.30
will be imposed for each debit transaction (withdrawal, check paid,
automatic transfer or payment out of your account) if the balance in the
account falls below $600 any day of the statement cycle.
NOW Personal Checking Account
You must deposit $1000 to open this account. You must maintain a minimum
balance of $1000 in the account each day to obtain the disclosed annual
percentage yield.
A maintenance charge of $6 will be imposed every statement cycle if the
balance in the account falls below $1000 any day of the statement cycle or a
maintenance charge of $6 will be imposed every statement cycle if the
average daily balance for the statement cycle falls below $2000. The average
daily balance is calculated by adding the principal in the account for each
day of the period and dividing that figure by the number of days in the
period.
A fee for total customer debits of $.30 will be charged for each debit
transaction (withdrawal, check paid, automatic transfer or payment out of
your account) in excess of 25 during a monthly statement cycle.
At our discretion, we may change the interest rate on your account.
NOW Club Checking Account
You must deposit $1000 to open this account. You must maintain a minimum
balance of $1000 in the account each day to obtain the disclosed annual
percentage yield.
A maintenance charge of $6 will be imposed every statement cycle if the
balance in the account falls below $1000 any day of the statement cycle or a
maintenance charge of $6 will be imposed every statement cycle if the
average daily balance for the statement cycle falls below $2000. The average
daily balance is calculated by adding the principal in the account for each
day of the period and dividing that figure by the number of days in the
period.
At our discretion, we may change the interest rate on your account.
A maintenance charge of $9 will be charged each monthly statement cycle for
the Club account benefits.
Commercial Checking Account
You must deposit $200 to open this account. Monthly account analysis charges are based on account activity.
Commercial NOW Account
You must deposit $1000 to open this account. You must maintain a minimum balance of $1000 in the account each day to obtain the disclosed annual percentage yield.
A maintenance charge of $5 will be imposed every statement cycle if the balance in the account falls below $1000 any day of the statement cycle or a maintenance charge of $5 will be imposed every statement cycle if the average daily balance for the statement cycle falls below $2000. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.
At our discretion, we may change the interest rate on your account.
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