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Personal Checking


Club Checking Account
You must deposit $100 to open this account. Service Charge of $9 per month for single club benefits that include:

  • $10,000 Single Accidental Death and Dismemberment insurance
  • No per item fee assessed
  • $3.00 credit toward each single check order

Club + Checking
Minimum opening deposit of $100 required for this account. Service Charge of $10 per month for joint club benefits that include:

  • $5,000 Single Accidental Death and Dismemberment insurance
  • No per item fee assessed
  • $3.00 credit toward each single check order

Student Checking
Minimum opening deposit of $100 required for this account. No service charge but must be full time student to qualify.

HSA Checking
Minimum opening deposit of $50 required for this account. No service charges.

Carefree Checking Account
You must deposit $100 to open this account. No monthly maintenance charge is assessed on this account. The account owner must be age 55 or older.

Regular Checking Account
You must deposit $100 to open this account. A maintenance charge of $6 will be imposed every statement cycle if the balance in the account falls below $600 any day of the statement cycle. A fee for total customer debits of $.30 will be imposed for each debit transaction (withdrawal, check paid, automatic transfer or payment out of your account) if the balance in the account falls below $600 any day of the statement cycle.

NOW Personal Checking Account
You must deposit $1000 to open this account. You must maintain a minimum balance of $1000 in the account each day to obtain the disclosed annual percentage yield.

A maintenance charge of $6 will be imposed every statement cycle if the balance in the account falls below $1000 any day of the statement cycle or a maintenance charge of $6 will be imposed every statement cycle if the average daily balance for the statement cycle falls below $2000. The average daily balance is calculated by adding the principal in the account for each day of the period and dividing that figure by the number of days in the period.

A fee for total customer debits of $.30 will be charged for each debit transaction (withdrawal, check paid, automatic transfer or payment out of your account) in excess of 25 during a monthly statement cycle.

At our discretion, we may change the interest rate on your account.